Big Savings Await: Lower Interest Rates

If you haven't heard the great news yet, interest rates have been cut, and that means more savings for you on your new Ideal home! Now is the perfect time to lock in your dream home, with two incredible promotions designed to fit your budget and help you get the right price on the right home.

For a limited time, select homes qualify for your choice of either a rate as low as 4.5% or $12k Your Way when using our preferred lender*. These homes offer you the flexibility to choose between a lower mortgage rate or $12,000 in savings that you can use as you wish.

Other qualifying homes offer $12k Your Way exclusively*. This gives you the opportunity to put those funds toward options that suit your needs and make the home-buying process even easier.

Here’s how you can use $12,000 toward your Ideal home:

Closing Costs: Lighten the financial load upfront by using the funds to cover part or all of your closing costs, making the home-buying process more affordable from the start.

Reduce the Purchase Price: Apply the $12,000 directly to the home’s purchase price, lowering the overall amount you need to finance—this means a lower monthly mortgage payment and long-term savings.

Optional Upgrades: Want to add some extra features to your new home? Choose to use the $12,000 for a storm shelter, full home blinds, or a combination of both. These upgrades add value and comfort to your Ideal home.

Whether you’re looking for the lowest rate or $12,000 in savings to use your way, we’ve got the perfect promotion to help make your dream home a reality!

*Offer available only on select move-in ready homes from Ideal Homes & Neighborhoods for a limited time. Must close within 30 days of contract. $12,000 offer on select homes may be used on rate buydown, closing costs, home price reduction, and/or select home options. 4-point rate buydown offer on select homes paid for by Ideal Homes & Neighborhoods. Sample rate of 4.5% is based on interest rates dated 9/23/2024 on a qualified 30-yr fixed-rate FHA loan (sample APR 5.920%). Rates may change and buyer must qualify for specific interest rate and terms. This is not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Offers may not be combined. Offers, including the rate buydown, requires financing through a preferred Ideal Homes & Neighborhoods lender.